One team running your pension administration
Flux is an outsourced pension administration service. We take on the record-keeping, reconciliation and reporting that used to take a fund several providers and a stack of spreadsheets to get right, transparently, faster and for less than doing it in house.
Know what the fund is worth today
ZSE, VFEX, FinSec and property holdings are priced as the market moves. Trustees and members both know where they stand without waiting a month, or several, for someone to work it out.
Everyone sees the same numbers
Members, actuaries, bookkeepers, asset managers, employers, trustees and beneficiaries all work from one shared record. Nobody finds out how the fund is really doing only at retirement or after a death.
A retirement advisor who knows your numbers
Advice for the fund and for each member, based on your own contribution history and holdings. Not a generic model that has never seen your fund.
Advice that actually reads your file
We combine what you hold, what the market is doing, and what pension rules mean for you specifically. The advice sounds informed because it is.
Nothing falls through the cracks
Every decision, follow-up and piece of correspondence is logged and tracked, so it doesn't get lost the way it does between meetings, paper files and long email chains.
Compliance handled before it's due
IPEC submissions filed early, benefits paid on time, group life claims settled on time, and board decisions recorded as they happen, not reconstructed from memory weeks later.
One fee, not four invoices
Administration, record-keeping, actuarial work and investment reporting for one fee. Not four separate bills from four separate providers, each charging for work that used to be done by hand.
Reporting built around your fund
Numbers specific to your fund and to each member's own value, not a generic report with your fund's name pasted at the top.
Your fund's records, kept only for you
Fund data is held securely and never retained by anyone outside your fund. Members can also keep a will safely stored alongside their own record.
One place, not five logins
Trustees and administrators handle everything from one place, instead of switching between a bank portal, an actuary's spreadsheet, and three different providers' systems.