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EfficientPension Administration,built around your fund

Ensuring timely benefit payments, transparency, compliance, fund value preservation, and delivering retirement security for every member.

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Unified Pension Operating System

Your IPEC returns, pension statements, reconciliations, and investment and risk tracking, all handled in one place and updated in real time. You get the analytics and transparency a fund your size deserves, without paying enterprise prices for it.

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FLUX

One Platform
A fraction of the cost.

Administration used to be priced by the amount of handwork/time it took: rekeying, reconciling, printing, chasing. With a Fund paying separately for administration, actuarial valuation and investment consultancy, and still has no investment and risk analytics. Flux bundles administration, database management, actuarial consultancy and investment and risk analytics into one fee, at a fraction of what the pieces cost apart.

TODAY / FOUR SEPARATE BILLS WITH FLUX / ONE FRACTION ADMINISTRATION FEE ACTUARIAL VALUATION FEE INVESTMENT CONSULTANCY FEE RISK ANALYTICS: NOT OFFERED ADMINISTRATION + DATABASE ACTUARIAL CONSULTANCY COMPLIANCE + IPEC RETURNS INVESTMENT + RISK ANALYTICS rekeying spreadsheets typed statements, once a year paper packs, paper trails reports run late, penalties follow members paid on time, every time statements issued for you filed before the deadline monitored continuously ERR BENEFIT STMT MBR 004312 +1 LATE PENSION PAID SENT IPEC ON TIME FLUX/RECON ▀▀▀░░ 0431 CONTRIB 1,204.55 OK 0432 TRANSFER 8,910.00 OK 0433 AVC 312.40 OK 0434 PAYROLL 74,208.19 OK 0435 REFUND 1,006.75 OK 0436 CONTRIB 2,540.00 OK 0437 EXIT 9,145.62 OK 0431 CONTRIB 1,204.55 OK 0432 TRANSFER 8,910.00 OK 0433 AVC 312.40 OK 0434 PAYROLL 74,208.19 OK 0435 REFUND 1,006.75 OK 0436 CONTRIB 2,540.00 OK 0437 EXIT 9,145.62 OK
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SAVE, INVEST & RETIRE on your terms

Be the architect of your savings, investments, and retirement plan, with the confidence that comes from knowing where you’re headed and how to get there.

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FLUX Wealth pension, savings, and investment dashboard displayed on an iPad

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How Flux keeps pension value moving An animated Flux screen showing pension inputs reconciled into one secure platform and clear retirement outcomes. TODAY / SAVING IN A TIN WITH FLUX / VALUE KEPT MANY PEOPLE, SMALL PENNIES NO INTEREST, NO GROWTH NO PENSION, OR ONE THAT ERODES RETIREMENT UNCERTAIN EVERY PENNY ACCOUNTED FOR INDEXED AND TOKENISED NEARLY ZERO COST RETIRE IN PEACE nowhere to save but a tin money sleeps under the mattress no formal job, or a pot that erodes nothing set aside for the children posted the day it arrives assets hold value; you pick the asset minimal exposure to S.I. changes and save for your kids' assets too TIN WITH INTEREST 0% EMPLOYER PENSION REAL VALUE ? → PROPERTY INDEX LEND & EARN EQUITY INDEX OUTLOOK WAS −62% AND FALLING YOUR RETIREMENT PLAN ▀░░░░ FLUX / ONE PLATFORM ▀▀▀░░ ANALYSING ACTUARY ASSETMANAGER FUNDADMIN INSIGHTS +ANALYTICS MEMBER VALUE SECURED
ACCOUNT BALANCE ZWG {{ personalFundValueFormatted }} ACCOUNT BALANCE ZWG {{ personalFundValueFormatted }}